When do my auto tags expire?

Posted by Uni Mata on Fri, Oct 18, 2013 @ 15:10 PM

Are you wondering when your auto tags expire? It’s a very good question because by knowing when your tags expire you can avoid having to pay late penalty fees. The DMV has 3 tiers of penalties after it is due: the first day you are late, then the second goes in effect after the 10th day, and the 3rd and final kicks in 10 additional days after that. For some individuals, this could mean hundreds if not thousands of dollars in penalties (yes, I have seen this). But for most people, it’s in the $21 to $100 range. There are a few ways to find out when the due date for your vehicle registration is. Here’s a list of them:

 

  • Look at the registration card: IF your registration card is folded, the expiration date at the top of the registration card. This is the EXACT date that your auto tags expire. Here is a photo below showing you the date.describe the image
  • Look at the registration renewal reminder: The registration renewal reminder is sent annually to you by the DMV, it has the specific date that your registration is due. Below is a picture of what it looks like.describe the image
  • Look at the registration expiration date on the title: The registration expiration date is on the title. I have circled it in red below.describe the image
  • Look at the license plate: Your license plate does not tell you the specific date when your auto registration expires but it will give you an idea: it will tell you the month and the year it will expire. Below is an example an example of one that expires on November 2013.20131018 141343 resized 600
  • Call us: Our friendly staff is available to answer this simple question for you right over the phone. There is no charge or obligation – just give us a call and the mystery of when your car tags expire is solved!

It is also important to debunk some myths and misinformation about when your auto tag expires. Your auto tags do not expire on the final date of the month, or the first day of the month after the month your expired on. You may have a date of 10/31/2013 as an expiration date, but that does not mean someone else that has an October 2013 sticker has the exact date as yours. Every person is different and it is important not to assume – not unless you want to pay late penalty fees for an expired tag or even worse, get your car towed. Give us a call, shoot as an e-mail or follow the simple instructions above to find out when your auto registration expires!

 

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Topics: stickers, auto tags, auto, riverside, auto tag agency, myth, Title transfer, Tags, plate, auto tag

Common mistakes & assumptions customers make..

Posted by Uni Aguilar on Thu, May 09, 2013 @ 17:05 PM

Today I'll spare you the reading.. here's a video of me talking about the common mistakes & assumptions customers make when it comes to their autos:

 

Topics: change in ownership, prevent, dmv, auto, prevention, riverside, auto tag agency, VIN verification, Title transfer, notice of release of liability, auto tag

What you need to know about insuring your classic car...

Posted by Uni Aguilar on Sun, Apr 28, 2013 @ 21:04 PM

classic auto, hagerty

After you got your classic auto's VIN verified, it's time to insure it! Much like renters insurance, classic auto insurance is the type of insurance that is not commonly known, but is definitely something that is worth buying, simply because the cost is surprisingly small in comparison to what it covers. What I often see what owners of classic autos is that they are insuring their vehicle under a regular/standard auto policy. The error in this is that by doing this you will most likely be underinsuring their auto. The reason for this is this: most insurers don't specialize in these types of autos, and as a result, their valuations are not accurate. I will give you an example: a 1980 Chey El Camino could be valued at $500.00 by the insurer, without laying eyes on it, but a classic auto insurer knows that these vehicles are often fixed, painted, and modified, adding a signficant value to the vehicle. If you went ahead and insured this under your standard auto policy, you may be paying a premium, but that premium won't be getting you what you actually need. This is why I highly recommend getting a separate policy just for your classic auto or autos. Here are a few things that you need to know about classic auto insurance policies:

  • Classic auto insurance is relatively cheap. The reason for this, as with all insurance, is risk. The risk is low with classic auto insurance. Often, the owners of such vehicles are low risk drivers themselves. Also, they tend to love their cars, so they drive them less, often only on the weekends, at most, and also, they drive them very carefully, and don't leave them just anywhere, like at the Costco parking lot for instance. Classic auto owners do not use their vehicles as a daily driver, and as a result, their exposure is a lot less.
  • Classic auto insurance is very comprehensive. The coverage in an auto policy for classic autos covers nearly every base, from roadside assistance, to uninsured motorist, to locksmith coverage in some cases, and, to a ZERO deductible. They also have networks of bodyshops that specialize or exclusively repair classic autos only. So the policy covers all of the bases for the type of potential problems one would have as a result of an accident and it is time to file a claim.
  • The insurers that offer classic auto insurance have strict guidelines on who qualifies to purchase classic auto insurance. A few of those are that you must have an existing auto policy for your daily driven vehicles. Another stipulation is that your coverage limits on your standard auto policy must match the coverage that you purchase on your classic auto. Another rule is that your vehicle must be garaged & locked, meaning, not parked out in the street, exposed to the elements or where there is an increase in exposure of theft to your vehicle. In addition to all of this, most classic auto insurers will only insure California Good Drivers, meaning, only 1 point on your record, so, unfortunately for some classic auto owners, their bad driving records precludes them from being able to buy insurance with some carriers.
  • Some insurers will require receipts of the modifications that have been made, or in some cases an appraisal. This requirement by some insurers may be a hassle for some people, but I highly recommend this, because this helps in three ways: one is that it will help in justifying the value when it is time to resell the vehicle; two, it helps in the claims process when the company is trying to asses the true value and cost of the parts of the vehicle; and three, when it is actually time to insure the vehicle, the agent that is helping you write the policy knows which value to insure the vehicle at, making the process seamless.
Our staff at Mey's Insurance Services can help you get a quote with the biggest classic auto insurer in the the United States: Hagerty Insurance. If you are currently insuring your classic auto under your standard policy, you are making a mistake by not getting a quote from us with Hagerty. Keep your beautiful car insured with the right company and the right coverage! Give us a call, or send us an e-mail for a quote today.
Insure My Classic Auto!

Topics: insurance, riverside, auto tag agency, VIN verification, classic auto, vehicle, vin verifier

The importance of updating your address at the DMV

Posted by Uni Aguilar on Tue, Mar 05, 2013 @ 22:03 PM

When you are moving, one of the final things people tend to is updating their addresses to everyone that sends correspondence to them via USPS mail. One of the most simplest things that you must legally do and you must do for other purposes is update your address when you move. The DMV requires that you do this, and so does law enforcement. Why is updating your address so important? Here are a few reasons:

  1. The DMV will send you your registration renewal notices to the right address, and not the wrong one. By doing this simple thing, you avoid possibly being late and incurring late penalty fees when it is time to get your auto tag stickers. Don't be like so many of my customers that only find out they are late when one of their kids or a friend tells them that their tags are already expired.
  2. The DMV will send you a notice of a suspended registration and you will be unaware of it. Sometimes your insurance company doesn't notify the DMV that you have insurance, and as a result, you could be driving around with a suspended registration for assuming that the insurance company did their part by electronically notifying the DMV.
  3. The DMV will send you a notice of unpaid registration fees. Sometimes a person you sold a vehicle to doesn't do a title transfer, and as a result, the vehicle remains in your name, and as a result, all notices, such as tickets, unpaid registration fees, and things of that sort, get sent to you. By having the right address on file, you will quickly respond to those notices & avoid collections process against you on a vehicle that you no longer own.
  4. Other entities, such as a tow yard, parking ticket enforcements and other third parties may send you notices and you may not be aware of them. A a tow yard could send you a notice of a pending lien sale or a parking enforcement agency may have sent you a ticket that you are unaware of. Having these notices sent to you is imperative so that you can respond promptly to clarify the situation.
So how easy is it have your address updated at the DMV? One of the ways is by filling out form DMV 14: fill it out, sign it, and mail it to the DMV. The other way is to sign up online on the DMV's website and electronically update your address yourself. Unfortunately with these first 2 options you won't get an updated registration card, however, the other, and quickest way to do it, is coming into our office and having us do it for you. We can issue you the new registration with the updated address immediately, and you won't have to worry about it again.

Topics: change in ownership, dmv, registration, auto, auto tag agency, Title transfer, Tags, suspended registration, auto tag

Can't get your auto tag because of a suspended registration ?

Posted by Uni Aguilar on Wed, Jul 25, 2012 @ 23:07 PM

If you have not had insurance for your vehicle you may be unable to get your auto tag because of a suspended registration. California has implemented a system a few years back that forced people to get auto insurance, and what they have done is suspended your registration. You will need to get a few things done in order to reinstate your suspended registration. The following is a list of the three simple, but absolutely essential steps that you must take to obtain your auto tag:

  1. Purchase auto liability insurance: CA law requires that you have auto liability insurance. This is the first step in getting your suspended registration reinstated.
  2. Pay the $14 reinstatement fee: This fee is only $14. The fee is not much, but for some people it can be a pain to pay because the DMV has assigned a totally separate department to handle the fee, the suspension and the reinstatement process. This fee can only be paid online or by mail, the local DMV office cannot accept this fee & cash is not accepted. However, our office can help you pay this fee in our office.
  3. Wait: Yes.. the third step is to wait. Although your insurance company notifies the DMV electronically that your insurance is in place, the process usually takes 3 to 7 business days. Some people have the "luck" of getting their suspended registration reinstated sooner than 3 days, but it is rare. But if you come into our auto tag agency, we can help you clear your suspended registration and get your auto tag .. instantly! Give us a call...
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Topics: auto tag agency, suspended registration, auto tag

When do my auto tags expire?

Posted by Uni Aguilar on Sun, Sep 12, 2010 @ 18:09 PM

A common mistake that we see at our auto tag agency is that customers make the assumption that their auto tags are  expiring at the end of the month of the sticker shown on the left of their plate. For instance, the sticker on your plate is for the month of August & you believe that your tags will expire until the very last day of the August month. But in reality, your tags expire on a specific date. For instance, if you are under the understanding that it expires on August 31st but your renewal fees were actually due on August 1st, you would've been 30 days late and you would've incurred the 2nd level in penalty fees. Avoid unnecessary fees by paying on time! If you don't which date your tags expire, listed below are a few ways to find this date out:

  • You can look at your registration card: The registration card will indicate to you when your tags actually expire. Being one day late will automatically cause you to incur penalties. It doesn't matter if you are 1 day late or 10 days late, you will incur the same penalty. Penalties actually increase in increments, so it is best to pay these fees before the expiration date.Registration Card
  • You can look at the renewal notice: The California DMV will send you a renewal notice. The expiration/renewal date is shown at the top right of the form they send.Registration Renewal
  • You can look at your title: If you have your vehicle's title, the date that your registration expires is indicated on the title itself at the top right. 
  • CA Title
  • You can call us: If you don't know how to read your registration card or you lost it, you can always contact our auto tag agency and give us a call and we can tell you when it expires. We can even tell you how much your fees are for free by giving us call us a at 951-684-0494.Click me

Topics: auto tags, auto tag agency