Are you wondering when your auto tags expire? It’s a very good question because by knowing when your tags expire you can avoid having to pay late penalty fees. The DMV has 3 tiers of penalties after it is due: the first day you are late, then the second goes in effect after the 10th day, and the 3rd and final kicks in 10 additional days after that. For some individuals, this could mean hundreds if not thousands of dollars in penalties (yes, I have seen this). But for most people, it’s in the $21 to $100 range. There are a few ways to find out when the due date for your vehicle registration is. Here’s a list of them:
Look at the registration card: IF your registration card is folded, the expiration date at the top of the registration card. This is the EXACT date that your auto tags expire. Here is a photo below showing you the date.
Look at the registration renewal reminder: The registration renewal reminder is sent annually to you by the DMV, it has the specific date that your registration is due. Below is a picture of what it looks like.
Look at the registration expiration date on the title: The registration expiration date is on the title. I have circled it in red below.
Look at the license plate: Your license plate does not tell you the specific date when your auto registration expires but it will give you an idea: it will tell you the month and the year it will expire. Below is an example an example of one that expires on November 2013.
Call us: Our friendly staff is available to answer this simple question for you right over the phone. There is no charge or obligation – just give us a call and the mystery of when your car tags expire is solved!
It is also important to debunk some myths and misinformation about when your auto tag expires. Your auto tags do not expire on the final date of the month, or the first day of the month after the month your expired on. You may have a date of 10/31/2013 as an expiration date, but that does not mean someone else that has an October 2013 sticker has the exact date as yours. Every person is different and it is important not to assume – not unless you want to pay late penalty fees for an expired tag or even worse, get your car towed. Give us a call, shoot as an e-mail or follow the simple instructions above to find out when your auto registration expires!
When you are moving, one of the final things people tend to is updating their addresses to everyone that sends correspondence to them via USPS mail. One of the most simplest things that you must legally do and you must do for other purposes is update your address when you move. The DMV requires that you do this, and so does law enforcement. Why is updating your address so important? Here are a few reasons:
The DMV will send you your registration renewal notices to the right address, and not the wrong one. By doing this simple thing, you avoid possibly being late and incurring late penalty fees when it is time to get your auto tag stickers. Don't be like so many of my customers that only find out they are late when one of their kids or a friend tells them that their tags are already expired.
The DMV will send you a notice of a suspended registration and you will be unaware of it. Sometimes your insurance company doesn't notify the DMV that you have insurance, and as a result, you could be driving around with a suspended registration for assuming that the insurance company did their part by electronically notifying the DMV.
The DMV will send you a notice of unpaid registration fees. Sometimes a person you sold a vehicle to doesn't do a title transfer, and as a result, the vehicle remains in your name, and as a result, all notices, such as tickets, unpaid registration fees, and things of that sort, get sent to you. By having the right address on file, you will quickly respond to those notices & avoid collections process against you on a vehicle that you no longer own.
Other entities, such as a tow yard, parking ticket enforcements and other third parties may send you notices and you may not be aware of them. A a tow yard could send you a notice of a pending lien sale or a parking enforcement agency may have sent you a ticket that you are unaware of. Having these notices sent to you is imperative so that you can respond promptly to clarify the situation.
So how easy is it have your address updated at the DMV? One of the ways is by filling out form DMV 14: fill it out, sign it, and mail it to the DMV. The other way is to sign up online on the DMV's website and electronically update your address yourself. Unfortunately with these first 2 options you won't get an updated registration card, however, the other, and quickest way to do it, is coming into our office and having us do it for you. We can issue you the new registration with the updated address immediately, and you won't have to worry about it again.
Are you shopping for auto insurance? Many customers are lured in by low prices offered by agents over the phone. Unfortunately, most of those prices are phony. Become a more sophisticated shopper by applying a few tips that I suggest for you:
Have a "baseline" - a set coverage that you want to be quoted at. You could get a quote with a company that is offering you one level of coverage, while another will give you a quote based on a different level of coverage. Essentially, make sure to compare "apples to apples". You will obviously get a lower price when you get quoted lower coverage.
Be wary of anyone that offers you a quote and does NOT ask you about your driving record. Your driving record is a major factor in determining the price. Usually agents that don't ask questions about your driving record are only interested in getting you in the office by offering you the lowest quote possible, and use a bait and switch tactic, by not offering you an "honest" quote. Other questions that should be asked is marital status, commute miles, & occupation.
Although the purpose of shopping around for your auto insurance is to get the most for your money, please always remember that you get what you pay for. There are various companies out there that you have never heard of that offer really low rates, excellent coverage, but extremely bad service, whether it be customer service or service during a claim. There are always exceptions, but "brand" companies tend to work harder to keep their brand's reputation as good and clean as possible.
When and where possible, give the salesperson your driver's license number, and the VIN (vehicle identification numbers) for your vehicles. This will ensure a more accurate quote, because a VIN will tell the agent exactly what vehicle they are dealing with, and also, your motor vehicle report will ensure that they know what is on your driving record.
Use these tips to narrow down the good brokers/agents from the bad. Also, these tips will give the person on the other side of the phone the impression that you know your stuff, and this will likely lead them to take you more seriously and not use their "tricks". Lastly, it helps you achieve your goal: to get the best rate possible based on the same information you provided. Give us a call, and let ME quote YOU :).